| Have you ever said to yourself I want to raise my | | | | make note if there is any false or incorrect information |
| credit score for free how can I do it? Many times | | | | or unauthorized inquiries. |
| when you are looking for ways to increase your credit | | | | Next write up a credit dispute letter to send to each |
| score you want the two criteria met. You want it | | | | bureau for the first two accounts on your list. You |
| raised fast and as cheaply as possible, preferably for | | | | want to dispute only two accounts at a time or the |
| free. Unfortunately it will cost you a little bit of money | | | | bureaus could get upset and label you as a frivolous |
| but as you will read below it can be done | | | | disputer, which will mean they will ignore anything you |
| inexpensively. | | | | send them. This will essentially stop your efforts cold. |
| First you need to get a copy of your credit report so | | | | When they receive your dispute letters the bureaus |
| you can review it and determine what accounts are | | | | are required by federal law to ask the issuing lender |
| negative and pulling your scores down. You can get | | | | for proof of the negative activity. If the original issuing |
| your free credit report at Once you have this report | | | | lender fails to provide this proof then under federal law |
| look it over for late payments, charged off accounts, | | | | the information will be taken off your credit report. And |
| collections and other negative information. Keep a list | | | | your FICO scores will increase as a result. |
| of these accounts listing the oldest accounts first. Also | | | | |