| This is a question that many people consider when | | | | The same can be said of bank accounts as well. If the |
| they get married, particularly if they or the person they | | | | person you're getting married to has a bank account |
| are marrying has been married once before and | | | | or a number of accounts that have been struggling |
| showed signs of financial problems in that marriage. | | | | prior to your marriage, they too will not have an effect |
| The fact of the matter is that it's not an easy question | | | | on your credit score unless you put your name to |
| to answer as there are a few factors that come into | | | | those specific accounts in some way, shape or form. |
| play. | | | | These are all things that should be discussed and fully |
| The simplest way to ensure that your personal credit | | | | disclosed prior to getting married, especially if you're of |
| score is not affected in anyway by getting married is | | | | the mind to have shared accounts and are looking |
| to make sure that you and your spouse do not share | | | | forward to the shared responsibility benefits that |
| any types of financial accounts. This means that you | | | | marriage brings with it. Once you're married and have |
| mustn't open bank accounts together, get credit cards | | | | opened your first account together, regardless of what |
| together, get a mortgage together or any other type | | | | type of an account, then you and you're credit score |
| of loan or credit. | | | | are tied to it. |
| Of course, once a person is married it becomes quite | | | | As you can see, answering the question 'Will My Credit |
| difficult to be in the 'business' of being married without | | | | Score Be Affected When I Get Married?' isn't |
| sharing some form of financial responsibility. Even the | | | | necessarily an easy one way answer. There are |
| simplest of types of credit, such as a gas card, with | | | | many things to take into consideration but most of it |
| both of your names on it will have an affect one way | | | | relies on whether or not you share any debts together, |
| or the other on your credit score. | | | | as a couple. |
| You can also rest assured that any debt on his or her | | | | The important thing to remember if you're worried |
| credit score that occurred prior to your marriage will | | | | about your credit score after getting married is that |
| not have a negative effect on yours after you've | | | | anything the two of you do financially as a couple, |
| become married. That is, unless you put your name to | | | | meaning both of you put your names on, will absolutely |
| that credit by either signing a repayment plan of some | | | | have an effect on your credit score. So, it's important |
| sort or taking over part or all of the debt yourself. At | | | | to be sure you and your future spouse are on the |
| which point the debt then becomes tied to your credit | | | | same page as far as financial responsibility is |
| report. | | | | concerned. |