| The other day, I received an email from a young man | | | | want to know what's my credit score. Unfortunately, |
| in Texas. He had some very important questions | | | | since the reporting agencies will not include this for free |
| about finance to ask. One of those questions was | | | | with your report, you will have to go through another |
| what's my credit score. Now, out of all the questions | | | | service to get it. |
| he sent me, I targeted this one as the most important. | | | | This is easy enough, because the major credit bureaus |
| The reason for this is because all the other things he | | | | will give you your FICO score for a small fee. One you |
| asked me, hinged upon his credit rating! | | | | get your score securely sent to you, then you will |
| So, I was able to give him a few steps to answering | | | | know exactly where you stand with your credit. This is |
| his query of what's my credit score. I have outlined | | | | because now you have your report AND your score. |
| them below: | | | | Step #3: |
| Step #1: | | | | Take some steps to improve your score. If you are |
| The first thing you need to do is determine whether | | | | unhappy with your credit score, there are some things |
| you want to obtain a copy of you credit report, just | | | | you can do to increase it in a very short period of time. |
| get your credit score, or both. By just getting your | | | | One of those things involves understanding how your |
| credit report, you will be able to examine it for | | | | credit score works and what you can do to make it |
| inaccuracies and view all recent requests on you | | | | better. |
| credit. | | | | Some companies will even give you free guidance and |
| There are a lot of private agencies out there that will | | | | support to help you get your score where you want to |
| let you obtain your credit report for free. Just be | | | | be. Different people can have poor credit for many |
| careful and make sure to use a reputable service. | | | | different reasons, and it is very important to |
| Most of the time, when you access your credit report, | | | | understand how your credit works before you attempt |
| it will not contain your actual Score. This is fairly | | | | to improve it. Each person's situation is unique. So, now |
| common, and usually requires a fee to access. | | | | next time you think hmm, what's my credit score...you |
| Step #2: | | | | will be able to get the info you need quickly! |
| Once you get your credit credit, you will most likely | | | | |