| Experian - TransUnion - Equifax | | | | credit scores, 3 bureau credit report, or all in one credit |
| There are 3 major private, for profit Credit Reporting | | | | report. Below is the appropriate contact information in |
| Agencies (CRA's) also known as Credit Bureaus who | | | | order to dispute an error you found on any of your |
| gather information about consumer credit and their | | | | reports. |
| usage. The three major credit agencies are Equifax, | | | | Credit Bureau Contacts - |
| Experian, and TransUnion. They accumulate all | | | | Main addresses and telephone numbers |
| consumer financial transactions and inquires from all | | | | Equifax Credit Information Services, Inc. |
| possible sources. The Bureaus then package all of the | | | | P.O. Box 740256 |
| financial transactions and inquires into a structured | | | | Atlanta, GA 30374 |
| format which produces a report and score. For a fee, | | | | Customer Service 1-866-640-2273 |
| this information is then available to any legally | | | | Report fraud 1-888-766-0008 |
| recognized individual or organization which you have | | | | Experian National Consumer Assistance Center |
| provided permission to usually in the form of an | | | | P.O. Box 2002 |
| application. This score also known as your credit score | | | | Allen, TX 75013 |
| is called VantageScore when ordered from Experian | | | | Main line 1-800-397-3742 |
| or TransUnion and FICO score when ordered from | | | | Alternative line 1-800-493-1058 |
| Equifax. All 3 reports will provide you with a complete | | | | TransUnion Consumer Solutions |
| look at your score, history, loan balances, and creditor | | | | P.O. Box 2000 |
| inquires. The legally recognized individual or organization | | | | Chester, PA 19022 |
| which you have given authorization to pull your credit | | | | Main line Customer Service 1-800-888-4213 |
| score, sometimes only contacts one of the 3 bureaus | | | | Human operator 1-800-916-8800 |
| to inquire on your credit history. However, in order to | | | | Tip: It is important to pull all 3 reports in order to view |
| obtain a complete picture of your current position, a | | | | your entire financial position as creditors do not all |
| report from all 3 bureaus must be ordered. This report | | | | report to each of the 3 Credit Reporting |
| has several names such as triple credit score, three | | | | Agencies(CRAs)! |