| If you are suffering the effects of bad credit and are | | | | sure that they have a great payment history and a |
| looking tricks to improve credit scores then continue on | | | | low balance to limit ratio. |
| because this article will cover some proven easy to | | | | While this will not give you a huge jump in credit it will |
| implement tricks to raise credit scores. | | | | help a little bit. And when it comes to boosting your |
| Effective Tricks To Raise Your Credit Score | | | | credit report score every little bit helps |
| The first and easiest way to increase your credit | | | | The third method is to dispute negative items on your |
| scores is to get increases on the limits of your | | | | credit report that can drag your scores down. This is |
| accounts. What this does is takes the ratio of balance | | | | easy to do and all it takes is a properly written credit |
| to limit and lowers it. | | | | dispute letter sent to the credit bureaus. |
| If you can lower this ratio to less then 50% then your | | | | Once they receive your letter they will require that the |
| FICO scores will shoot up quickly the next time your | | | | original account issuer provide proof to back up the |
| report is updated which normally is the 15th of every | | | | negative information that is being reported. |
| month. | | | | If no proof can be provided the account must be |
| The next method is to get added as an authorized | | | | taken off your credit report and as a result your FICO |
| user on a close friend or relatives credit card. Make | | | | score will increase. |