| Fixing your credit is possible despite the fact that most | | | | Offensive Repair- With an offensive strategy you will |
| people don't know believe this. No two reports are | | | | work hard to have accounts that are negative deleted |
| identical so the approach to fix each report is different | | | | from your account. Negative accounts that are very |
| but all are broken into two main strategies to repair | | | | old should be disputed so they can be removed, |
| credit. | | | | accounts that have reached their mature date need to |
| Defensive Repair- The first strategy would be | | | | be deleted according to the credit laws and wrong |
| considered as defensive, with this part of the repair | | | | information needs to be corrected. |
| strategy you will work to improve your credit score by | | | | The only way the offensive strategy will work is by |
| not allowing any more negative factors impact your | | | | understanding the laws that govern your credit, the |
| report. | | | | credit reporting agencies must abide by these laws but |
| You will have to catch up on any late accounts, | | | | it is important that you know how to challenge them |
| negotiate collection accounts to be deleted if a | | | | when working on your credit rating. |
| settlement is reached, and obtain new accounts if | | | | A good credit repair kit will teach you everything you |
| possible to start showing good entries on your report. | | | | need to know about the laws that can help you fix |
| You should do anything you can to stop any more | | | | your credit rating and increasing. |
| negatives from reaching your rating. | | | | |