| We all want perfect credit and the benefits that go | | | | added to at $5000 or above. |
| along with it. But for so many a good credit score | | | | Smaller accounts the are in the $500-$2000 range ill |
| escapes them for one reason or another. There are | | | | not do much for your credit score. Be sure that who |
| however simple tricks you can use to increase your | | | | ever you use to do this trick always pays there bills or |
| credit score. | | | | your credit will suffer as well. The are now services |
| Tricks To Raise Credit Your Credit Scores | | | | that offer to put people with bad credit to get added |
| The first trick is quite simple and can be accomplished | | | | as an authorized user on accounts of people with |
| with a phone call to the credit company. This trick is | | | | good credit. These services are quite expensive |
| increasing the credit limit on your revolving accounts. | | | | however and can range from $500 to $2000. |
| By increasing the credit line you will lower your balance | | | | Another simple method to increase your credit scores |
| to limit ratio and effectively boost your score slightly. | | | | is to go through your credit report and dispute any |
| The magic number to shoot for is the area of 45% of | | | | false information or in formation that is very old. Often |
| the limit be used. So if you had a credit card with a | | | | times creditors will not challenge disputes on accounts |
| $10,000 limit you would want no more then $4500 on | | | | that are over 3 years old. Online disputes can be done |
| the card at anytime. | | | | at the credit bureaus websites directly. |
| The next trick is to have yourself added as an | | | | These 3 simple steps have helped many of my clients |
| authorized user on a relatives or friends credit account. | | | | raise their credit scores significantly to help them |
| The important thing to keep in mind here is that you | | | | qualify for mortgage financing. Although not an |
| want to be added to an account that has no late | | | | overnight fix when applied these tricks will help but in |
| payments and has a balance that is at most 45% of | | | | the end timely bill payment and financial responsibility |
| the credit limit. Try and keep the credit lines you are | | | | will almost guarantee a high credit rating! |