Should You Get Credit Score Monitoring? What Are the Benefits of Monitoring Your Credit Score?

If you're in the market for a new home or trying toyour credit products and insurance rates.
take advantage of historically low mortgage rates toKeeping an eye on your credit with credit monitoring
refinance your home you would be well served bycan keep you aware of any positive or negative
keeping a close eye on your credit report and creditchanges in your credit report. You can be alerted to
score. Find out why credit score monitoring can makeany suspicious activity that could be the result of fraud
a lot of sense these days.which can lower your score.
When you think about how much your credit scoreYou can find out who is putting new inquiries on your
affects your entire financial life, it's crazy to have nocredit report that shouldn't be there that need to be
idea what your number is.deleted.
Your credit scores influence your credit card APR's,You can also make sure all your accounts and
your loan rates, your insurance rates, and in somepayments are being recorded accurately to make
cases whether you are passed over for a promotionsure you qualify for the highest score possible.
or even offered a job. Your scores can even affectBy monitoring your FICO scores you will know when it
whether you have to make a deposit with a new cellimproves as a result of deleting errors and accurate
phone provider or not.reporting so you will know the right time to apply for a
The difference between a good credit score and badnew mortgage or to refinance your mortgage and
credit score can be hundreds of thousands of dollarssave hundreds of dollars a month with a lower
over your lifetime. That can be a positive or negativemortgage rate.
difference.The savings alone on a lower mortgage rate will more
A good FICO can save you hundreds of thousands ofthan justify the minimal cost of credit score monitoring.
dollars while a bad FICO score can cost you hundredsYou can get started with a free trial and get your free
of thousands of dollars in higher interest rates for allcredit reports and credit scores as well.