| Everyone wants great credit and the low interest | | | | current consumer debt is a great way to boost your |
| rates that come with it.Unfortunately not everyone has | | | | scores and also put you in a better financial situation. If |
| or can get those high scores but using the three tips | | | | you have credit cards that are maxed out try and get |
| below you can maintain good credit and raise credit | | | | them paid down to under 50% of the account limit. |
| scores fast if they are low. | | | | That is the magic number where excessive credit |
| 1. Get your free annual credit report and look it over | | | | stops dragging your scores down and will start to |
| for errors or accounts that are not yours. Mistakes are | | | | increase them. |
| more common then you may think and every year a | | | | 3. Do not apply for credit all over town. this often |
| mind boggling amount of people all across the country | | | | happens to people when shopping for a car. They |
| find errors on their credit report. If this information is | | | | apply at 10 dealers and get their credit pulled 10 times. |
| negative in nature it can drive your FICO score down | | | | These multiple inquiries will drop your credit score fairly |
| very fast. By removing these potentially score | | | | fast. To avoid this shop for the best deal on what you |
| damaging errors from your report your FICO scores | | | | want to buy then have your credit pulled only once |
| should improve. | | | | when you are ready to buy. |
| 2. Reduce Your Current Debt. Paying down your | | | | |