| It's common knowledge that a good credit rating is | | | | information on your account so you're left looking at |
| necessary in today's society. With technology in place | | | | the problem tradelines by themselves, you now start |
| to check credit in an instant whether your purchasing a | | | | your sweep for accuracy. |
| home, or just applying for a job, having bad credit is | | | | Again, when I began to repair my credit rating I made a |
| something you must remedy. | | | | nice excel spreadsheet, creating a tab for each credit |
| What I'm going to share in this article is the blueprint | | | | bureau. Then neatly isolated the account information |
| plan I used to repair my credit rating in hopes that you | | | | for each negative account under each of the following |
| might also benefit in similar fashion. When I started my | | | | categories: |
| credit repair process my FICO score, or "Credit Score" | | | | - Account Name/Creditor |
| was a paltry 489. Sadly the graphic in the on-line credit | | | | - Account Number |
| report module stated that it was, "very poor" as if I | | | | - Account Status |
| needed a visual effect to understand this. | | | | By doing this, it allowed me to view account |
| The first step is obvious, you must pull your credit | | | | information across each of the credit bureaus in order |
| score and current reports in order to benchmark your | | | | to check for any inaccuracies whatsoever. |
| progress as you attempt to repair your credit. Next, | | | | Remember, by law, you are entitled to a 100% |
| focus on highlighting the negative information. Don't be | | | | accurate credit rating, therefore if you find any |
| too worried at this point regarding its accuracy, but | | | | unverifiable, outdated, or inaccurate account reporting, |
| rather focus on identifying the what is adversely | | | | you can dispute the account and in many cases have |
| impacting your credit rating. | | | | the entire tradeline removed from your credit reports |
| When I first started to repair my credit rating, I quickly | | | | or at minimum updated to show the accurate details. |
| became confused with all the detailed information on | | | | The amazing part of repairing your credit rating is that |
| what amounts to pages and pages of data. So it's | | | | you can in fact boost your credit score dramatically |
| imperative to isolate the negative information away | | | | and very quickly using advanced tactics. Use the link |
| from the rest of your report. | | | | below to find details to the elite tactics which I used to |
| Now that you have separated the negative | | | | repair my credit rating over 200 points. |