| Credit, you may curse it, but it seems like for some of | | | | Because of certain laws that are actually written in |
| us, when we need it the most we can't get it! | | | | favor of the consumer, the burden of proof for all |
| IF you want to know how to achieve legal FICO Score | | | | items reported rests on the Credit Bureaus, NOT |
| credit repair you need to understand how the "credit | | | | YOU! When you fully understand the scope of this law, |
| system" really works. By doing that, you can get your | | | | you will see how you can turn almost any credit |
| hands on the tightly held secrets of credit repair that | | | | situation around for the better. |
| you need to fix your bad credit report now. | | | | 4. You have to pay a Service to Protect You from |
| Here are some of the Top Myths About Credit: | | | | Identity Theft-- Some people pay upwards of $150 a |
| 1. Time is the only thing that will change your credit | | | | year to protect themselves from identity theft. Others |
| report.-- While it's true that a credit profile in need of | | | | are even paying for identity theft insurance. Did you |
| repair didn't get there overnight, don't believe that for | | | | know that you can follow the same, and simple |
| one second you can not achieve positive results within | | | | techniques that these companies use for the cost of 1 |
| days. When you use the same techniques that the | | | | phone call and 3 stamps? |
| experts do, you can remove those unwanted negative | | | | 5. When your credit score is low, taking on more |
| items quickly. | | | | accounts is a bad thing-- By adding this type of credit |
| 2. Credit Repair Clinics and Attorneys are the only | | | | account (no credit check required) to your profile, you |
| people that can give legal FICO score credit repair-- | | | | can raise your score up to 25 points instantly. |
| This is totally bogus, why should you pay an arm and a | | | | People are fed these lies because banks, credit |
| leg for something that you can do yourself. Even the | | | | bureaus and even some unscrupulous credit repair |
| FTC agrees by publishing this statement "Everything a | | | | clinics want you to believe that there is nothing you |
| credit repair clinic can do for you legally you can do for | | | | can do about bad credit reports. Well nothing is further |
| yourself at little or no cost." The key is getting a hold of | | | | from the truth. Knowledge is power, and with the right |
| their methods and applying them to your situation. | | | | credit repair information you can fix a bad credit report |
| 3. You can not remove things like judgments, | | | | for the cost of a nice dinner out. |
| Bankruptcy and Tax Liens from your credit report-- | | | | |