| As a nation we are facing some pretty tough times | | | | free credit report that will give you all the same |
| financially. The big thing these days is having enough | | | | information the creditors will be looking at. About 1 in 4 |
| money to buy the things you want, but what about | | | | of these have some sort of negatively impacting error |
| those big purchases? Like your first home, or a reliable | | | | that will hold you back from getting approved for that |
| vehicle. Unless you are in a job that pays really well or | | | | loan. So check it often! It pays off. |
| are in a job that is recession and lay off proof you | | | | If You Find Something Wrong, Get It Off! |
| more than likely have to rely on your credit score to | | | | Most people don't know that you can actually dispute |
| get approved for loans. | | | | incorrect findings on your credit report. Being that there |
| It's important to do everything you can to make sure | | | | is such a high amount of errors on these things, you |
| it's high enough so that you'll look attractive to creditors | | | | have the ability to get this information taken off if it's |
| when they look at your credit report. There are a few | | | | inaccurate. By reporting it they have 30 days to look |
| things you'll want to keep in mind though so that you | | | | into and verify the dispute to make sure it's accurate. If |
| are able to have the highest possible FICO score | | | | it's not, guess what? It's gone. |
| when that time comes. | | | | Making sure you see this information is the first step to |
| Check Your Credit Report Periodically. | | | | correcting it and effectively raising your entire FICO |
| So many people fail to do this simple and "free" task | | | | score. Don't delay as this can be extremely vital to |
| each and every year. Every year you are allowed one | | | | your financial portfolio! |