| We constantly hear about the value of our credit and | | | | there could be multiple entries for one item on the |
| therefore the importance of knowing our credit history. | | | | same report. All of these errors can impact you |
| There are ads on TV and articles in magazines on the | | | | negatively. Unfortunately errors on your report are |
| importance of being aware before you try to secure a | | | | common, but correctable if you know how. In fact, 3 |
| loan or a new job. So now that we know how your | | | | out of 4 credit reports contain errors. |
| history affects everything from purchasing a vehicle to | | | | The good news is that legally the the credit reporting |
| getting a job, you know that it's time you reviewed | | | | agencies must remove any errors that appear on your |
| your report, but where do you get started? | | | | report, but they can only remove them if you alert |
| Here are a few things you need to know. | | | | them there are mistakes. Our credit reports are |
| When you try to get a loan, the first thing that a lender | | | | updated constantly, so new errors can occur at any |
| typically does is pull your credit score. This is | | | | time. Therefore you will want to continually monitor |
| information that you give the lender permission to see, | | | | your score even if you have checked your credit |
| and can be obtained from any 3 of the main reporting | | | | report in the past. You can also take steps to resolve |
| bureaus. The information from these sources can | | | | other issues on you report even if they are not errors. |
| differ, which is why it is recommended to review all of | | | | Any improvements on your credit report will improve |
| your credit files on a regular basis. Reading your report | | | | your credit score and therefore better your chances |
| is easy. In a few short minutes you can look over your | | | | of getting the best possible loan for that car, home, or |
| report to see if anything doesn't look right. | | | | improve your chances of landing that dream job. |
| Once you check your report you may see items on | | | | Checking your credit reports is free and easy. Don't |
| your report that you don't believe belong to you. Or | | | | you want to know where you stand? Find out today. |