| If I can increase my credit score, I am able to improve | | | | agency and ask to have them removed. |
| my chances of getting approved for a loan at a low | | | | If I can back up my request with some copies of |
| interest rate which will save me thousands of dollars | | | | receipts or payment stubs this will help the dispute go |
| over the life of the loan. Not only that but I improve my | | | | through quicker. Otherwise I may have to wait longer |
| chances of employment and getting rental | | | | for the inaccurate items to be removed. |
| accommodation when I increase my score. The 3 | | | | Once those incorrect items have been removed from |
| simple steps I'll follow are: | | | | my report, my score will increase. How much will |
| Get a copy of my credit report. | | | | depend on what type of item was deleted off my |
| I'm entitled to one for free each year from each of the | | | | report. Another way to increase my credit score is to |
| credit reporting agencies - Equifax, Experian and Trans | | | | Take the right actions now that will reflect positively on |
| Union - so I'll take advantage of this and go over each | | | | my report. |
| copy to see where I stand financially. | | | | Paying my bills by their due date and not having any |
| I'll go over my report and look for any errors. | | | | missed payments are just a couple of ways I can |
| There is so much information that gets input into these | | | | increase my credit score in the present. My payment |
| reports on a daily basis that mistakes can occur, so | | | | history accounts for 35% of my score, so by doing |
| first thing I do is to look for any inaccurate items on my | | | | this I am doing something practical towards getting |
| report. If I find any I will dispute them with the reporting | | | | what I want - an increased credit score. |