| A credit rating is a financial record that is attached to | | | | paid on time. |
| your name. It is vitally important that you keep your | | | | 2- Monitor your debt levels |
| credit score high and clean. If you do not do this then | | | | This can be as simple as keeping an eye on your |
| you may find that it is very difficult to get anything | | | | credit card account. The best way to handle a credit |
| financially related, such as credit cards and bank loans. | | | | card account is to keep the credit available at under |
| The good news is however that you can improve | | | | 50% of the credit that you have available to keep your |
| your credit score using these top 3 tips. Find out how | | | | credit rating clean. If you are using more of the credit |
| you can do it now | | | | then take steps to get it lowered. Find ways of paying |
| 1- Always pay your bills on time | | | | it off if you want to get your credit rating raised. |
| This is a major one and is the main reason most | | | | 3- Check your credit score |
| people have a bad credit score. You need to pay your | | | | This is an important tip. You may be getting a bad |
| bills as soon as possible, as soon as they arrive if you | | | | credit rating even when its not your fault. You can |
| can. Even being just a little bit over can have an | | | | raise it by removing false information and mistakes as |
| impact on your credit score. Do your best to get them | | | | these can happen often. |