| Are you ready to go ahead and get a better credit | | | | The second step is to get your debts in order. |
| score for you? Do you need to improve credit score | | | | Everything that you are currently paying on needs to |
| that will help you get the loans you need? Are you | | | | stay current and goes top of the list. The next debts |
| stuck renting, buying from buy here pay here car lots, | | | | to go on the list are those that are delinquent and they |
| and dealing with the fact that you could never get any | | | | need to go from smallest to largest. This is the order |
| financing for anything? This is about normal anymore, | | | | that you will deal with them in and there is a reason |
| but there is a way to get out of debt and improve | | | | behind this. It is not the size of your debts that hurts |
| your credit score in the process. | | | | your credit so much, but the number of debts you |
| Step #1 | | | | have. |
| This is the step that requires you to get your credit | | | | Step #3 |
| report. You are entitled to one copy from each of the | | | | This is when you pay off your debts in order from |
| reporting agencies each year. You can also get a | | | | smallest to largest until they are all paid off. You will |
| copy if you were turned down for financing recently. | | | | also want to pull your credit once every 3 months or |
| This is something you need to do and this is the first | | | | so in order to make sure that your debts are removed |
| thing you need to do and you should do it right away. | | | | as they are paid off. If they are not you can either |
| You can get it online or you can get it through the mail, | | | | contact the creditor and ask them to report it correctly |
| even over the phone. This is possible and you need to | | | | or you can dispute the debt by writing a letter to the |
| do this first. | | | | credit report. This will allow you to get it off your credit |
| Step #2 | | | | and improve credit score. |