| Raising your credit score isn't hard. If your score is | | | | information, and these errors can be hurting your score |
| below 720 points, there are a couple things you can do | | | | - even though the don't belong there. Just because |
| right now that is so quick and easy, you could increase | | | | one of your credit reports looks good, don't assume |
| you rating overnight. By doing so, not only will you more | | | | the other two are just as perfect. What may appear |
| easily be able to get approved for loans, but you can | | | | as a small mistake could mean as much as 100 points |
| reduce your minimum payments on your credit cards, | | | | in your credit score. |
| lower your car payments, and refinance your | | | | It's common to find credit card accounts being listed as |
| mortgage. It can even help you get a higher paying job. | | | | open that were closed years ago, accounts in |
| First, ask yourself when the last time you checked | | | | collection that you never knew existed, and even the |
| your score was? When you took a look at it last, did | | | | wrong Social Security Number listed. When you find |
| you happen to review all three of your credit reports | | | | these mistakes, highlight them and immediately contact |
| carefully? Everyone has three credit files that can all | | | | the reporting agency. By law they must remove these |
| contain different information. Unfortunately, this | | | | mistakes and your score will adjust accordingly. It's one |
| information isn't always accurate. | | | | of the fastest and easiest ways to raise your credit |
| Three out of four credit reports list the wrong | | | | score and get the rating that you deserve. |