| Raising your credit score by at least 100 points is very | | | | are to the maximum limit, the more your score is being |
| possible, the first step is to understand the items on | | | | brought down. |
| your credit report that affect your score and allow you | | | | Also dispute any old collection accounts you have on |
| to reach this goal. | | | | your credit report, the older they are, the more likely |
| The first thing you want to look for on your credit | | | | you will be able to get them deleted from your report |
| report are errors, especially errors that are negative on | | | | by having them totally deleted. A negative deletion on |
| your report. This kind of entries can be doing the most | | | | your report can only help your credit score. |
| damage to your score and you want to attack the | | | | The last important information that you need to know |
| most recent ones first. You would have to prove to | | | | is that being more than 30 days late on any of your |
| the credit bureaus through the mail that the errors are | | | | debt that is being reported to the credit bureaus will |
| not yours and they should be deleted from your report. | | | | sabotage all the efforts I just listed. Because this will be |
| The next step is to reduce the amount you owe on | | | | the most negative entry on your report It will drop your |
| any revolving accounts you have, accounts such as | | | | score by a significant of points so you want to avoid |
| department store and gas credit cards. The closer you | | | | this at all cost. |