| There are many false ideas about credit scores. | | | | 4. Watch your account for identity theft. |
| Every time you apply for credit or even some jobs, | | | | It is a growing problem and continues to get worse. Be |
| your score is checked. Improving your credit score | | | | sure to check your account statements at least once |
| increases your chances of getting better interest rates | | | | a month and report any suspicious activity immediately. |
| and saving money. Read on and discover the 7 best | | | | 5. Learn to make a budget. |
| ways to clean up and improve your credit score. | | | | Overspending can lead to poor credit. A budget can |
| 1. Don't pay your bills late. | | | | tell you how much you should be spending on each |
| Be sure to pay your bills by the due date. Up to 35% | | | | item in your life. Also, set aside a regular day, time, and |
| of your score is caused by this one idea. Especially | | | | place for paying bills. This will allow you take care of |
| make sure that you pay mortgage and credit cards on | | | | your finances at a regular, predictable time. |
| time. | | | | 6. Save and keep track of your money. |
| 2. Don't switch too much. | | | | Most banks and employers will let you deduct a certain |
| Avoid changing credit companies and credit accounts | | | | amount of money from your paycheck and put it into |
| excessively. Switching accounts makes you appear | | | | investments. Also, watch impulse spending. It can really |
| fickle and less than reliable. Instead, see if you can | | | | add up and leave you with more debt. |
| negotiate with your current company to get a better | | | | 7. Pay down your debts and avoid excessive credit. |
| interest rate. Also, don't move around a lot or change | | | | This is one of the best ways to improve your credit |
| jobs frequently Lenders like stability. | | | | score. |
| 3. Make sure that your creditors have your current | | | | Use these 7 tips to clean up and improve your credit |
| address. | | | | score. By paying your bills on time, making a budget, |
| A wrong address may make you look like a deadbeat | | | | and paying off debt, you should be well on your way |
| debtor which will cause your credit score to plummet. | | | | to improving your finances for the better. |