| Who else is thinking about checking your credit score? | | | | the process of applying for a major loan, or even a |
| If you are anything like hundreds of thousands of | | | | series of smaller cards, your best bet is to get your |
| Americans who are suffering from the deleterious | | | | actual score, as well as potentially, if you feel it |
| effects of a negative credit rating.....it is imperative to | | | | necessary, a monitoring service that will keep "tabs" on |
| have a firm grip on EXACTLY what your score says, | | | | your credit for a nominal fee on an ongoing basis. |
| before applying for ANY credit at all! | | | | Much like the popular "identity theft" style of services, |
| Why? Because subtle variations in the 3 digit's that | | | | credit score monitoring will tell you if anything dramatic |
| reflect your credit worthiness can have a DRAMATIC | | | | happens to your score....while "flagging" any unusual |
| influence on the amount of financing (or simply credit) | | | | activity, drop in rating or appearance of any negative |
| you can qualify for...and the rates they will charge you | | | | items that may impact your ability to qualify for a loan, |
| to get it. | | | | insurance, job or housing. |
| So what are the easiest ways to check your credit | | | | The Bottom line? |
| score online? | | | | You don't need to pay for an expensive credit repair |
| Very simple. Pick a service predicated around your | | | | service, clinic or attorney to help check or monitor your |
| needs. The law allows for ONE free credit report | | | | credit score. And with the recent economic crisis that |
| annually, and although they won't necessarily give you | | | | we're ALL still feeling across the board...it's never been |
| your score (a separate consideration from the report | | | | a better (or more important) time to keep |
| itself) you can get a good idea of what your credit | | | | ACCURATE (and often) tabs on exactly what those |
| profile looks like, simply by reviewing your accounts. | | | | simple 3 digits say about YOUR financial aptitude! (and |
| If you are super serious about your credit.....and are in | | | | your ability to pay BACK the money you borrow! |