| It is a known fact that late payments will affect your | | | | Just because the credit bureaus do not count a |
| credit for the worst. But what a lot of people do not | | | | payment that is less than thirty days late does not |
| know is that if a payment is less than thirty days late it | | | | mean that there are no consequences for your past |
| will not show up on your credit report nor will it be | | | | due payments. An example of a consequence for a |
| reported to the credit bureaus. For example, if a | | | | late payment would be credit card companies raising |
| payment is due on the 27th and you do not pay until | | | | the interest rate on your credit cards. |
| the 9th of the following month it will not be reported to | | | | This may or may not happen depending on your credit |
| the bureaus as late. | | | | card company, but why chance it if you do not have |
| This is, however, a late payment with your credit card | | | | to? For more information on how late payments |
| company. Luckily, it will not reflect your credit report but | | | | affect your credit you can contact your credit card |
| if it is more than thirty days late it will show as a "1-time | | | | companies, any lenders that you have any accounts |
| 30day late payment". Untimely payments usually affect | | | | with, or any of the three credit bureaus. You can also |
| your score for up to a year along with whatever other | | | | go to annunalcreditreport dot com. |
| revolving credit accounts you may have. | | | | |