| Over 10 millions Americans check their credit online | | | | bills. |
| each year, and for good reason. Being familiar with | | | | Many people do not know, but you actually have three |
| your credit score is one of the most important things | | | | different credit scores, maintained by three different |
| you can do to maintain a healthy financial life. There | | | | credit reporting companies. TransUnion, Experian, and |
| are tons of different factors that go into calculating | | | | Equifax are the three largest credit agencies in the |
| your score, sometimes there can even be errors that | | | | United States, and they each calculate your score a |
| were not your fault. By keeping a close eye on your | | | | little bit differently. TransUnion uses the FICO score, |
| credit rating, you can detect any unusual activity and | | | | Experian uses their PLUS score system, and Equifax |
| quickly figure out what is going on. So join the millions | | | | provides the ScorePower score. It is important to use |
| who have already discovered where they stand, and | | | | a service that provides you with all three major credit |
| request a free credit report today! | | | | scores, as this will give you a more complete view you |
| Your credit score is a three digit number, between 300 | | | | your credit's standing. |
| and 850, based on your past and current financial | | | | By knowing where your score stands, you can better |
| activities which are stored in your credit report. A | | | | understand what kind of loans you can receive and |
| score higher than 700 is considered to be good credit, | | | | what interest rates you should receive. You can also |
| and should be your goal if you are not already be | | | | see which areas of your finances need work, which is |
| above 700. Your credit report keeps track of all your | | | | the first step toward improving your credit. Having a |
| bill payments, credit card balances, amount of debt, | | | | high score will reduce you interest rates which can |
| and many other factors which are used when | | | | save you thousands of dollars every year. |
| calculating your credit rating. The most important of | | | | Make it as a top priority to get a copy of your credit |
| these factors is whether or not you make your | | | | score and credit report, it can be very helpful to you. |
| payments on time, so be sure to keep on top of your | | | | |