| I had no idea I could get a free credit report online. | | | | you don't know about. With the economy getting |
| When I stumbled upon a website that showed me | | | | worse and worse, it's even more important these |
| how to get this information very quickly, I noticed that | | | | days to have a FICO score of 700+. |
| there was an error on my report which was causing | | | | Before, you could have a 650 credit score and be able |
| my FICO score to drop like a rock! | | | | to get approved for most things at a decent interest |
| Turns out, somebody had opened up a cell phone | | | | rate, these days the higher your credit score the better |
| account under my name and social security number | | | | chance you will have to be approved for a loan. What |
| and failed to pay the bill. It had been written off to | | | | would once get you a car or house loan at a 650 |
| collections and now I had this ugly black mark on my | | | | FICO score, will now get you an apologetic, "Sorry, but |
| credit report! Luckily, once you get this information, you | | | | we can't help you!" |
| can dispute it and have it taken off just as fast as it | | | | There are many sites that offer the free credit |
| was put on! Boy was I glad I checked it out. | | | | reports, and I would certainly recommend taking a look |
| As an important part of your financial responsibility, it's | | | | at your own if you haven't in a while. Your financial |
| important to check this vital information at least once | | | | profile depends on it! |
| per year to keep on top of any errors or additions that | | | | |