| When it comes to your credit rating, we are all aware | | | | investigation, you should order copies of your own |
| that it is probably the single most important thing we | | | | reports at least quarterly, or every three months. |
| can protect. Identity theft is running rampant and in an | | | | Especially if you are planning on making any major |
| age where you need good credit to rent a home or | | | | purchases that will require a credit check. It is always |
| even to get a job, we can not afford to leave it | | | | better to empower yourself with the knowledge of |
| unmonitored for long periods of time. To protect your | | | | your credit rating in order to get it and keep in at an |
| credit score you must proactively monitor the activity | | | | optimum level. |
| on your credit report. For that you must periodically | | | | Keeping your credit rating protected is of the utmost |
| check up on all activity reported from all three of the | | | | importance these days, so you must keep apprised of |
| major credit bureaus. | | | | any and all activity on your credit reports from each of |
| There are a number of companies that will offer you | | | | the three major credit bureaus. By ordering frequent |
| copies of one or all of your credit reports. They will | | | | reports of your credit activity you will be able to spot |
| also come with a variety of options such as with or | | | | and stop identity theft or any other such breach of |
| without your credit score. There are even other credit | | | | your private information. The fees for such services |
| agencies that will monitor your credit on your behalf for | | | | beyond the free credit report that every consumer is |
| a fee. You pay a set amount each month and you will | | | | watched each year are dependent upon how much |
| be notified if there is any activity reported on your | | | | information you want them to give you. |
| credit. If you wish to rely only on your own | | | | |