| Many times once you are denied a loan or much | | | | Also make a note on any incorrect information that |
| needed financing you start looking for fix credit repair | | | | could also be showing. Common mistakes are wrong |
| methods that will help you boost your FICO scores as | | | | names, wrong addresses and even accounts which |
| quickly as possible. truth be told a large increase in | | | | are not yours. |
| credit scores will not happen overnight but with the | | | | Step Two |
| right approach it can happen in 30-45 days. | | | | Write a credit dispute letter for the first two accounts |
| Tips To Fix Credit Fast | | | | on your lists and send it in to the bureaus. On the letter |
| To start with you will need a copy of your most | | | | you will need to mention your name, account number, |
| recent credit report. Some people tell you to use your | | | | social security number and the reason you are |
| free annual report but I recommend buying a report | | | | disputing the account. Try and dispute a certain part of |
| from each of the individual bureaus. This is because | | | | the account like date recorded, balance owed or |
| they each report differently and its easy to see what | | | | payment late dates. This is more effective then just |
| each one is reporting when you have separate | | | | saying the account is not yours. |
| reports. Also if you are not experienced in reading a | | | | Step Three |
| credit report you may get confused by an all in one tri | | | | In about 30-45 days you will receive a reply from the |
| merge report. | | | | credit bureaus telling you what their investigation |
| Step One | | | | uncovered and if they removed anything from your |
| Once you have your reports go over each one and | | | | report. Cross off the items that were removed and |
| make a list for each bureau starting with the oldest | | | | dispute the next two accounts the same way. Keep |
| accounts first. List any accounts that are showing late | | | | repeating this process until you have disputed all your |
| payments, collections or other negative information. | | | | accounts. |