| Credit Rating Score, there are traps and pitfalls when | | | | Many people, Like me have had trouble canceling this |
| getting your Report and score, I'll tell you what they | | | | service without hefty charges to their credit cards and |
| are. | | | | a great deal of hassle. |
| My name is Justin Fox and I got well and truly stung | | | | The Federal Trade Commission has actually fined |
| when I went and shopped around for my credit report. | | | | Experian, $1.25 million for exactly this type of deceptive |
| I got charged extra for services I did not really need, I | | | | advertising. They have changed little in how they |
| had not done my homework. | | | | conduct their business. But all 3 are bad in this |
| Thankfully I've done yours for you and can let you | | | | department so be warned. |
| know the risks involved with getting your credit score. | | | | So, don't get an identity theft alert form ANY of the |
| There are a lot of way you can get caught out, paying | | | | three main credit bureaus, but know how important it is |
| for additional services you don't really need is one thing | | | | to check your credit report and make sure you're not |
| another is identity theft. | | | | a victim of identity theft. |
| I found the most cost effective and safest way to | | | | Another way you can be caught out |
| guard yourself from identity theft and also from not | | | | Never give your credit card details over email. See |
| being ripped off is to not get the identity theft alert | | | | there is a scam called Triangulation, this works by you |
| services that the big 3 credit bureaus off but to get all | | | | signing up to get your credit report via a website that |
| three credit reports with your credit score included, you | | | | looks legitimate, they will then purchase your credit |
| can get these form the three big bureaus Experian, | | | | report using someone else's stolen credit card details - |
| Equifax and TransUnion. For around $30 - $40 | | | | they will then send yo the report, and get you to spay |
| I'll tell you why I recommend this from personal | | | | for t via an email form. Once they have your details |
| experience. See the Identity theft alerts, while being a | | | | they will then get the next unsuspecting victim. |
| useful service is too expensive, and it's not as good as | | | | I really do sincerely hope this information gets your |
| actually reading over your report. As long as you get | | | | mind ticking over. I also hope it provides you with a |
| your 3 reports every 4 months and monitor then then | | | | few tips and provides you some good Credit Rating |
| you have nothing to worry about. You will also notice | | | | Score advice to think about when getting your credit |
| other things that will appear on your reports that an | | | | report. |
| alert will not tell you. | | | | |