| The sad news almost every person in the United | | | | manager of the complex will find some reason to |
| States has some type of error on their credit report. | | | | keep your deposit and ensure that you still owe more |
| This is a true fact! Therefore, more than likely there is | | | | money. They may not let you know this at all, but will |
| some type of error on your credit report. Remember, | | | | report the information to the credit bureau. This can |
| credit bureaus are run by humans and every person | | | | become a major headache if you wish to rent another |
| can make mistakes that could be nothing more than a | | | | apartment. You will not learn that this has been done, |
| typo, but can work against you and give you a bad | | | | unless you check your credit report or try to apply to |
| FICO score. There are many different errors that may | | | | another rental agency. |
| be found on your credit report such as a person with | | | | If there are errors or discrepancies on your credit |
| your same first and last name but with a different | | | | report you may find it hard to find employment, rent a |
| social security number. This can be very detrimental to | | | | home or apartment, or even receive a home loan. This |
| your overall credit score. | | | | is the main reason, that it is so important to receive a |
| You may not realize this but besides errors there can | | | | copy of your credit every year. |
| be things on your credit report that are detrimental that | | | | If you do find errors, you will need to contact the credit |
| are not errors but blatant bad reports that were | | | | bureau that is in charge of the false information. You |
| placed there intentionally by debtors. Today, all across | | | | will need to show proof that the information is false. In |
| America, many apartment complexes do a number on | | | | the letter you send to the credit bureau, be sure to |
| individuals moving from their complex. It does not | | | | include your full name, address, and the details of the |
| matter if you pay your rent on time each and every | | | | error or discrepancies you have found on your credit |
| month, give a 30-day notice, and clean the apartment. | | | | report. |
| Landlords can and will keep your deposit and add | | | | The agency will look into the error and supply with you |
| things that you need to pay for such as another | | | | the information you need to correct to the errors. If the |
| months rent since they could not rent out your | | | | error is false, such as a typo, it will be corrected |
| apartment due to the residences needing painting or | | | | without any effort on your part. |
| other damages being fixed. In almost every case, the | | | | |