| Are you concerned about your credit? Do you want | | | | accounts that do not belong to you. Mistakes happen |
| to know what is going on with your credit so that you | | | | and you need to dispute anything that is not yours or is |
| know that you are in good standing? You get one free | | | | not reported correctly. Sometimes when you pay off |
| time a year to check credit score free and you need | | | | a debt it never gets reported as such when it should. |
| to use it. This is a great way to make sure nothing is | | | | The people reporting these accounts are only human |
| happening to hurt your score that is not your doing. | | | | so you have to understand that mistakes happen. |
| Here are some tips to help you with your free credit | | | | Staying on top of your credit will allow you to make |
| score. | | | | sure these mistakes don't hurt your credit. |
| First, when you check your credit for free you have to | | | | Last, you can check credit score free once a year, but |
| understand that they will require a credit card and you | | | | you really need to pay to do it once every 3 months. |
| will have to test drive their credit monitoring service, | | | | This will give you the most accurate look at your credit |
| which usually has a free trial period. Make sure to | | | | each time you check it and it will help ensure that |
| cancel this subscription if you do not want it because if | | | | nobody gets a hold of your identity or reports an |
| you don't they will charge your credit card after the | | | | account in error. You will be able to address these |
| trial period. It is usually about $30 so if you want the | | | | issues much easier and you will not have to worry |
| maximum protection using a monitoring service is a | | | | about going years without figuring out that there is a |
| good way to go. | | | | mistake that could have been fixed. |
| Second, you need to scan your report for errors and | | | | |