| In this article we are going to answer the proverbial | | | | Filed Under: Key Takeaways |
| question that many just starting out on the credit repair | | | | As my space here is limited, I'm going to give you the |
| path ask: "can I fix my credit myself...or do I need to | | | | key point you need to understand if you want to fix |
| hire a credit repair company?" | | | | your credit by yourself. There are something like 400 |
| The answer is actually quite simple, and actually | | | | MILLION credit files on adults living in the United States. |
| conforms with what the Federal Trade Commission | | | | But, of course...there aren't even close to that number |
| recommends you do if you have credit issues. (An | | | | of AMERICANS even in the USA! The bureaus are |
| UNLIKELY alliance for credit repair advice) So read on | | | | fraught with errors. Duplicate reporting, merged files (i.e. |
| as take a quick look at why this is the preferred path | | | | - a father and a son), and many more examples of |
| for those in the know. | | | | flaws that are costing all of us money. With this in mind, |
| Filed Under: Self Help IS the Best | | | | YOUR report has things wrong on it, right now. |
| Simply stated, credit repair is a very straightforward | | | | Even if you have been less than STELLAR in paying |
| process that simply requires you to know the law. The | | | | your bills on time, you are still afforded a CORRECT |
| Fair Credit Reporting Act (FCRA) and it's subsequent | | | | credit report and that means even on those accounts |
| ammendments and revisions (it was recently | | | | where you fell behind. A wrong balance....improper |
| renamed) are the lifeblood and foundation of fixing | | | | dates, you name it, these are all grounds for a dispute! |
| your file. This law provides for, grants, and expounds | | | | And you DON'T need to lie, or be dishonest to do it, |
| on a series of guidelines that credit bureaus must | | | | simply understand the law, learn the techniques, and |
| follow to conform with the proper maintenance of | | | | you are OFF to the races, baby! A new financial future |
| your file. This includes verifying ANY and all disputes | | | | is in your horizon.. |
| you file that challenge the accuracy of this information. | | | | |