| I recently searched for my free credit report online and | | | | be astronomical when you amortize a home loan over |
| found that there are more than a few programs out | | | | 30 years. Imagine being turned down for a job |
| there offering it. What I did not know were the | | | | because one of your three credit scores were low |
| differences between them. We've all seen the | | | | due to errors on your credit report. |
| attention grabbing commercials with the guy in the | | | | All of the offers came with comparable identity theft |
| pirate hat, playing the guitar, driving the jalopy. "Because | | | | protection and thats the catch here. Haven't your |
| is credit was whacked, now he's driving off the lot in a | | | | heard the phrase "nothing in life is free" Well its partly |
| used sub compact." I'm referring to the ads. A few | | | | true here in that when you enroll in the identity theft |
| others have surfaced with Ben Stein as the front man | | | | protection and credit monitoring you get your free |
| but nothing tops those crazy ads we just mentioned. | | | | credit report in return. Identity theft is the fastest |
| What's in my free credit report? Thats a good | | | | growing crime in the world with well over ten million |
| question because not all of these offers are created | | | | cases reported last year. There is a very good |
| equal. We found the top eight credit monitoring and | | | | chance that everyone will be affected by some sort |
| free credit report offers and here's the skinny. Only | | | | of identity theft sooner or later. Thanks to credit |
| two of the eight actually delivered all three of my | | | | protection i was refunded an $800 charge that |
| credit scores from Equifax, Experian, and Transunion. | | | | someone managed to put on my credit card at a |
| The other six only offered one score from one of the | | | | department store. The case was cut and dry as I was |
| three. | | | | in Mexico while someone was using a phony credit |
| Why is it important to know all three credit scores? | | | | card with my information in Ft. Worth, Texas. The cost |
| Banks, Insurance companies, Mortgage Companies, | | | | for identity protection is very minimal considering the |
| Apartment Complexes, and even potential employers | | | | circumstances and consequences of having your |
| are looking at all three of your credit scores to | | | | identity stolen. $7.50 per month on the low side to |
| determine your risk. The higher your scores the better | | | | $14.99 for the triple score offers and premium credit |
| your chances are of being approved for that loan and | | | | monitoring. Check out multiple offers and find out which |
| the lower interest you will be charged. The result can | | | | one is the best for you. Are you protected? |