| "body"> | | | | repair services that didn't work, I found out how to get |
| In Less Than 30 Days. | | | | negative accounts removed on my own. |
| "What can you do to increase that set of three | | | | Basically, I wrote letters to the collection agencies |
| numbers on your credit report that can be so | | | | requesting proof that the accounts were mine. 89% of |
| important with your financing?" | | | | the time they had no proof that the bad accounts |
| I came across this question as I was surfing discussion | | | | belonged to me. So I was able to get them deleted |
| groups the other day. Check out my answer: | | | | from my credit file. |
| Dear Friend, | | | | Step #2: I opened new accounts with high credit limits |
| Here are 3 steps I used to take my credit score from | | | | and kept the balances low. |
| 592 (horrible credit) to 762 (perfect credit) almost | | | | I discovered that if you keep your available credit limits |
| overnight. If you're interested in improving your credit | | | | high and only use 10% to 30% of the credit you have |
| rating quickly, you'll find this story helpful: | | | | available, your credit score will improve dramatically. |
| In 1995 I made a decision that would ruin my perfect | | | | Step #3: Next, I added accounts with years of perfect |
| credit history. I quit my salary job to become an | | | | payment history to my credit file. This step took my |
| insurance salesman. The job paid commission only. | | | | credit score from 647 to 762. |
| Within a few months I lost everything - house, car, | | | | While you can certainly add seasoned accounts to |
| credit rating and my self respect. | | | | your credit file for free, there are companies that claim |
| By the end of 1996 I was living with my mom, all my | | | | they can do it for a fee. |
| credit accounts were severely past due, and I was | | | | The problem is, they charge between $2,000 and |
| paying 22% interest on a broke-down green Geo | | | | $2,500 per account. If you want a 700+ credit score |
| Storm...I was a real loser. | | | | you'll need 3 to 4 of these accounts. That equates to |
| Then, in 1997, I became a banker. I didn't know it at the | | | | a cost of $6,000 to $10,000. |
| time, but this would turn out to be the break I needed | | | | (You can conduct a search on your favorite search |
| to eliminate my credit problems forever. | | | | engine for companies that offer this service.) |
| During my seven years as a banker, I came across | | | | While there are several highly effective steps you can |
| several legal and highly effective ways to improve my | | | | take to increase your credit scores by as much as |
| credit rating. As a result, I was able to increase my | | | | 200 points, these are the main ones...And here's the |
| credit scores by an average of 170 points. | | | | good news: Each step can be completed in less than |
| Here's what I did: | | | | 30 days. |
| Step #1: After spending hundreds of dollars on credit | | | | |