| A FAQ, a frequently asked question, about verification | | | | the courts and place it in one concise location is a time |
| of ones credit rating is how do I work with all three | | | | saver. Instead of receiving three different statements, it |
| reporting agencies at the same time? If I have to | | | | will be consolidated for you. The data pulled together |
| make corrections on their information, do I have to | | | | by Experian, Trans Union, and Equifax will be analyzed |
| send these items to each one separately? The | | | | and dumped onto one page for that side by side |
| answer is 'yes' but the solution is very easy. You don't | | | | comparison. Your final review may even include a debt |
| even need the contact information for those three | | | | analyzer. This will give you several easy to read |
| companies anymore, because there are services that | | | | paragraphs summarizing your personal financial history |
| reach out to them on your behalf completing all the leg | | | | and explain why your credit rating is good or bad. It is |
| work for you. | | | | also possible to take this a step further and learn how |
| In one online click, you can use a service that will | | | | to repair your score. |
| provide you a summary from all three companies in | | | | A common question is why does each reporting |
| one easy to read statement. That statement is | | | | agency come up with differing credit scores. They |
| sometimes called a 'tri-merged' credit report, or a 'three | | | | may weigh the negative and positive factors |
| in one'. There are three credit reporting agencies that | | | | differently. They may have incorrect info which needs |
| are responsible for gathering all the personal and | | | | to be identified immediately. Your worthiness is based |
| account history available about you. Those bureaus | | | | on the information stored with each of the three unique |
| are Experian, Trans Union, and Equifax. They all collect | | | | agencies. It is up to the consumer to ensure that data |
| data from the same sources but sometimes there are | | | | is current, precise and one and the same within each |
| discrepancies, out of date personal information, and | | | | account. Luckily and hopefully, online services exist to |
| incorrect employment timelines. | | | | do this for us now. Don't waste your time anymore, |
| This is why using an online service that can merge all | | | | improve your credit score and qualify for that loan by |
| three agencies information from financial institutions to | | | | using a three in one or tri-merged credit service. |