| When it comes to your credit score obviously the | | | | and bump your scores up a little. |
| higher the better. But what if your scores are a little | | | | There is a major drawback to this method and that is |
| low, then you have probably wondered how can I | | | | if the person whose account you are added to |
| improve my credit score? You probably want it | | | | decides to start paying late or defaults on their |
| increased fast as well! Below are three tips that can | | | | account it will drag you down with them! |
| help you and the best part is they can be done almost | | | | There are two ways to go about this method,one is |
| for free and they work fast! | | | | the paid service and the other is using a friend or |
| Free Tricks To Improve Your Credit Score | | | | relatives accounts. |
| Get Higher Account Limits- The easiest and fastest | | | | The paid services cost alot of money and you are |
| way to improve your credit score is to decrease the | | | | putting your trust in a complete stranger. Your friend or |
| balance to account limit percentage on your accounts. | | | | relative however is someone that you know and more |
| This is done by phoning the creditor and asking them | | | | then likely trust and most times they will do it for free. |
| for a credit line increase. What this does is effectively | | | | Do Self Credit Repair- Self credit repair is very easy |
| reduces the percentage of your accounts limit that | | | | and involves disputing old, negative and inaccurate |
| you have used. The end result should be a healthy | | | | information that is dragging your scores down. As long |
| credit score improvement in about 30 days. | | | | as you have a copy of your credit report you can |
| Unfortunately this trick may not work for everyone | | | | dispute these accounts right online. |
| especially those with very bad fico scores. | | | | Once you dispute them the creditors have to prove |
| Add Accounts To Your Credit Report- This is an old | | | | the accounts are legitimately yours, if they cannot they |
| trick and even though the credit bureaus have caught | | | | have to be removed. This method takes about sixty |
| on it still can give you a small score increase. | | | | days for the full cycle to complete but is a very |
| What it involves is being added as an authorized user | | | | powerful method to put to work for you. |
| on a consumer account that has a good payment | | | | So if you are wondering how can i improve my credit |
| history and a low balance when compared to the limit. | | | | score give the above methods a chance and watch |
| This positive account will reflect on your credit report | | | | your credit score increase quickly. |