| In this article we are going to discuss your annual free | | | | Ever have bad credit? If you have (and I know first |
| credit report, and why everyone needs to check their | | | | hand) the effects of a negative credit score extend |
| credit reports at least once per year. Ready? Great... | | | | into just about every area and arena of your life - your |
| read on below as we get started! | | | | ability to rent an apartment, buy a house, lease a car, |
| Okay....why do I need to check my credit report at all? I | | | | get insurance or even get a job. |
| mean... I don't understand it anyway. | | | | And all of this information is on your credit report? |
| Good question. Your credit score just may be the | | | | So to speak, yes. It's all identified by a number, called |
| most overlooked number associated with your | | | | your credit score. And this number is a rough |
| success, prosperity and well being that MOST people | | | | "reflection" of your desire, willingness and ability to be |
| don't know. Most of us know our bank account | | | | trusted. (according to the math "geek" who formulated |
| numbers, our phone numbers, the birthdays of our | | | | it) A low credit score can literally leave you living a life |
| friends and family, etc... but have NO idea what our | | | | FAR beneath what you should be, and paying higher |
| credit score is, and how not knowing could potentially | | | | rates for just about everything under the sun that you |
| be destroying our lives. | | | | need to survive. |
| I don't get it? How can your credit score potentially | | | | Wow....are credit reports and scores ever wrong? |
| destroy your life? | | | | |